If you spawn in a trap horse with any sort of armor, one of the skeleton horses it spawns will be pure white. Not like a white horse, it seems to just be a blank texture.
You can use this command to replicate, but it happens with all three types of horse armor.
/summon EntityHorse ~ ~1 ~ {Type:0,SkeletonTrap:1b,ArmorItem:{id:diamond_horse_armor}}
If you try to ride the horse you see it wearing horse armour of quantity 0 which disappears if you click on it, but the horse stays white.
Armor is not supported on skeletal horses, as indicated by the interface. Any attempts at forcing this is not supported.