I cant play any online because it says my Microsoft account is set up the wrong way with privacy Setting but they are set up to were me a 17 year old can play online. ( it only does this with minecraft not my other games)

Did you try this? https://help.minecraft.net/hc/en-us/articles/360042221252-I-m-Getting-an-Error-When-Trying-to-Play-Multiplayer-with-a-Child-Account

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We're tracking this issue in MCPE-29304, so this ticket is being resolved and linked as a duplicate.

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