so i bought java and it said i got it i installed the launcher and then logged in to only find out I can only pay the demo and It wouldn't let me put the version in but it is on hte version 1.16.5
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So what I did is log into my Microsoft and nothing changed I think I need a refund but I donβt know how to

Hi
If you bought Minecraft with an email, you created a Mojang account and it is what you should use to enter the launcher and use the "Minecraft Premium" if you log in with your Microsoft account and you have not bought the game with that account, it will tell you that you can only access the demo

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We're tracking this issue in MCL-16570, so this ticket is being resolved and linked as a duplicate.
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try checking if your username is on the top-left of the launcher, or if its on another account which you haven't bought minecraft on.